VND Wealth Pvt Ltd

 MUTUAL FUND – SINGLE SCHEME WITH BALANCED FUND OPPROTUNIY WHAT ARE MUTUAL FUNDS? Mutual fund is a financial instrument for pooling of money from investors sharing a common objective and invests the money in equities, bonds, money market instruments etc. The entire pool of money in mutual fund is managed by professional fund manager. The income / gains from this collective investment are distributed proportionately among the investors after any relevant costs and levies are taken into account by calculating a scheme's "Net Asset Value," or NAV. WHAT IS NET ASSET VALUE “NAV” The unit price of a mutual fund scheme is called. Mutual funds are bought or sold on the basis of NAV. NAV per unit is the market value of securities of a scheme divided by the total number of units of the scheme on a given date.  For e.g., If the market value of securities of a mutual fund scheme is ₹200 lakh and mutual fund issued 10 lakh units of ₹ 10 each to the investors, then the NAV per unit of ...

  What are Debt Funds? Debt funds  are the pool of investments that are invested in highly rated fixed-income earning securities like central and state government bonds, treasury bills, and other money market instruments . It is to be noted that debt funds are investing into fixed income earning instruments and hence the risk is quite less. Debt funds are good for shorter investment horizons like 3 to 5 years. When the units purchased in a debt fund are sold within three years, then the income will be taxed considering short-term capital gains. Any sale of units of a debt fund held for more than 3 years is treated as long-term capital gains for tax purposes. Debt funds are managed by an experienced team of fund managers, hence the investment in debt funds is considered safe. Debt funds are highly liquid and one can get money back within a day’s time. There can be an incidence of exit load for the withdrawal of the amount within a stipulated time frame. W...